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Maple Finance: On-Chain Institutional Yield & Lending Markets - Sidney Powell

Episode Summary

We were joined by Sid Powell, cofounder & CEO of Maple Finance, to discuss how on-chain money markets can implement TradFi due diligence to increase institutional appeal and diversify their offerings.

Episode Notes

With an extensive experience in traditional money markets, Maple Finance was envisioned as an institutional capital marketplace which combines the transparency & capital efficiency of blockchains with the regulatory framework of TradFi. Unlike many DeFi protocols that require over-collateralized loans (e.g. Aave), Maple also specializes in under-collateralized lending, enabling greater capital efficiency for institutional borrowers. With over $6b in loans since its inception, Maple plans to further expand its offerings by including RWAs as collateral assets.

Topics covered in this episode:

• Sid’s background
• The vision behind Maple Finance
• Maple’s tech stack
• Deciding risk profiles
• Over-collateralized vs. under-collateralized loans
• Assets accepted as collateral
• Deploying to other blockchains
• Institutional appeal
• Managing defaults
• RWA
• Converging DeFi & TradFi
• Biggest challenges
• Exciting upcoming trends
• Future roadmap
• Crypto correlation or decoupling?

Episode links:

• Sid Powell on X
• Maple Finance on X

Sponsors:

• Gnosis: Gnosis builds decentralized infrastructure for the Ethereum ecosystem, since 2015. This year marks the launch of Gnosis Pay— the world's first Decentralized Payment Network. Get started today at - gnosis.io
• Chorus One: one of the largest node operators worldwide, trusted by 175,000+ accounts across more than 60 networks, Chorus One combines institutional-grade security with the highest yields at - chorus.one

This episode is hosted by Friederike Ernst.