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Pareto: Customizable On-Chain Private Credit Marketplace - Matteo Pandolfi

Episode Summary

We were joined by Matteo Pandolfi, co-founder of Pareto, to discuss on-chain credit markets and how their customizable credit lines marketplace can help expand DeFi liquidity and TradFi tokenization.

Episode Notes

Built primarily for institutional-grade clients,  Pareto delivers customizable on-chain credit markets designed to expand DeFi liquidity and TradFi tokenization through structured yield strategies tailored to diverse risk profiles. Pareto allows its users to construct individualized credit lines in specific risk-ajusted tranches, with custom: interest rates, lockup periods, withdrawal cycles, reserve ratios, etc. In addition, Pareto’s USP is an yield-bearing synthetic stablecoin, fully backed by major stablecoins, that can be deployed into a diversified portfolio of liquid, short- and long-term credit, thus increasing capital efficiency.

Topics covered in this episode:

• Matteo’s background
• Idle Finance yield optimization
• Pivoting to Pareto
• Institutional borrowers in early DeFi
• Competitive advantage of Pareto
• Outsourcing underwriting
• Managing defaults
• Customized lending
• KYC requirements
• Timeline terms ‘marketplace’
• USP, Pareto’s synthetic yield-bearing dollar
• Legal framework & credit allocators
• USP yield, liquidity & integrations
• ‘Opaque’ credit vs. DeFi
• Pareto smart contracts and redeems
• Success in on-chain credit markets

Episode links:

• Matteo Pandolfi on X
• Pareto
• Pareto on X
• Idle Finance on X

Sponsors:

• Gnosis: Gnosis builds decentralized infrastructure for the Ethereum ecosystem, since 2015. This year marks the launch of Gnosis Pay— the world's first Decentralized Payment Network. Get started today at - gnosis.io
• Chorus One: one of the largest node operators worldwide, trusted by 175,000+ accounts across more than 60 networks, Chorus One combines institutional-grade security with the highest yields at - chorus.one

This episode is hosted by Friederike Ernst.